Does Section 8 Do Credit Check

A screening process is often exactly the same as the one unsubsidized renters go through when applying for housing.

Does section 8 do credit check.

The section 8 program is run by hud. The section 8 housing choice voucher program is a form of government rent assistance. The department of housing and urban development doesn t check your credit when you apply for section 8 rental assistance but the property owner probably will. In 2018 upwards of 5 million people across the country lived in a.

Section 8 housing applicants will deal with private landlords if their application is approved. Those housing costs include utility expenses. To even be considered to receive a voucher the individual must meet four basic criteria which includes their family status income level citizenship and eviction history. The credit check may show you a list of employers who have also checked this tenant s credit recently although it does not mean they actually hired the applicant.

What is section 8 and how does it work. For this reason hud allows landlords to screen prospective tenants. This can include running a credit check. By undergoing the screening process a tenant may have his background and or credit checked.

Hud only provides landlords with a section 8 applicant s current and prior landlord s contact information and if applicable a rundown of criminal activity. Also other affordable housing programs such as low income housing tax credit properties will likely have a credit score as a part of the approval process. Tenants who are eligible for section 8 typically have to spend between 30 and 40 percent of their incomes on overall housing costs. The purpose of this program is to grant housing choice vouchers to individuals who meet certain criteria.

Your credit score will not have an affect on your eligibility to receive section 8 or public housing assistance. In the section 8 rap relocation acquisition policies and rent supplement programs owners may not establish a minimum income requirement for applicants. However once you receive a section 8 housing choice voucher prospective landlords will likely require a credit score as part of your background check. You would have to look further and contact the employer directly to determine the companies where the tenant was actually employed.